![]() ![]() Where you hold an active Orange One Rewards Platinum Credit Card Account and an active linked Orange Everyday Account (i.e. Products are issued by ING, a business name of ING Bank (Australia) Limited ABN 24 000 893 292, AFSL and Australian Credit Licence 229823.Ĭanstar Bank of the Year 2020 - 2023: Canstar has awarded ING Bank of the Year 2023 for the fourth year in a row, recognising the outstanding value ING offers across all our products and services. If you have a complaint, please call us on 133 464 at any time as we have procedures in place to help resolve any issues you may have. To view these documents you may need Adobe Acrobat. Before making any decision in relation to our products you should read the relevant Terms and Conditions booklet and Fees and Limits Schedule, available at or by calling 133 464. Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. All applications for credit are subject to ING's credit approval criteria. I suggest a really fun binder that'll get your teen's interest but in a pinch, any ol' binder will work.Īlso, a two-three pocket binder pouch is recommended (not needed).Information and interest rates are current as at the date of publication and are subject to change. You'll need to print out the pages (either using your own ink, or the copy shop's), and you'll need a binder. Do we need to buy anything else to use this product? Included examples of things to celebrate and things to improve upon, so that they're not aimlessly scrolling through Instagram when they're supposed to be auditing how last week's budget wentĤ.Given examples for the calculations I ask your teen to do, so that they can follow along.Written it with basic budgeting instructions at a teen-level, and then included ways to improve and flex those budgeting muscles from there so that the product grows with them as they enter young adulthood + beyond.I want teens from every skill and capability level to be able to pick up this Teen Budget Binder, excitedly work through it, and learn how to budget (plus how to master budgeting). Great question − and one I've given considerable thought to while creating this. Will my teen actually be able to budget using this? I don't know what they do and do not know. I've got a video (plus written instructions) that walks you + your teen through how to print this out and set it up into a year-long budgeting binder. This is a digital product that you print out. It covers some sticky teen money situations that'll help them work through what's held them back (like, how to get a job when they don't drive). ![]() It's centered around what YOUR teen wants to accomplish with their money (internal motivation), but with parent approval signature boxes scattered throughout.It's sophisticated enough that they feel they're being treated like an adult, but the colors and design scream “THIS IS SO COOL”.Here's how I set this budget binder up to motivate and inspire your teen into action: The Teen Budget Binder makes it simple for my oldest daughter to budget.” In getting started, I really found the worksheet with the percentages very helpful when guiding her through her budget. I wasn't sure if they would use it, but I'm so glad I bought it anyway – my biggest surprise is finding out that my oldest daughter loves to budget now! Looking back on one month of savings, she has already made so much progress towards her savings goals, she is more intentional with her money now, and she likes to budget. “I bought the Teen Budget Binder to get my daughters started on budgeting for things they want to buy. In fact, Stacy Refeld had the same hesitation before she purchased the Teen Budget Binder for her daughters, aged 16 and 14. I've tried to get my teen to budget in the past, but they don't listen to me.
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